How it works
- Upload your book as a CSV. Re-run quarterly or on any schedule. Each run produces a fresh consensus from up to 11 AVM sources.
- Compare to prior runs using the stable output schema. Track value drift at the property, MSA, or portfolio level.
- Geo-risk layers update automatically: FEMA NFHL flood zones, EPA SEMS/TRI sites, highway/rail proximity. New designations are caught on the next run.
- Confidence scoring flags properties where AVM coverage is thin or sources disagree, so you know which assets need manual review.
What you get
- Consensus value + range with variance percentage showing how much sources agree.
- Geo adjustment percentage that quantifies location-specific risk (flood, environmental, noise, infrastructure).
- Risk-adjusted value = consensus × (1 + geo adjustment). This is the number that reflects real-world exposure.
- PDF reports available per property for exception files, auditor requests, or investor reporting.
Compliance and audit
- Every lookup is persisted with a unique ID, timestamp, and full source attribution.
- PDF reports include geo-factor evidence (distances, scores, data sources) not just a number.
- Stable CSV schema means results drop into existing reporting pipelines without transformation.
Who uses this
- Special servicers monitoring non-performing or sub-performing books.
- CMBS trustees running periodic collateral reviews.
- Credit unions and community banks needing affordable portfolio-level re-valuations.
- Insurance underwriters tracking property value changes in high-risk geographies.